Fees, insurance & billing

Know what therapy will cost before you begin.

Individual counseling is available through a variety of major insurance networks, with private-pay appointments also offered. Couples counseling is available through private pay for new clients, with transparent rates and a collaborative focus on meaningful change. For insured appointments, eligibility and estimated out-of-pocket costs are reviewed before your first session.

Insurances Currently Accepted

AetnaHEADWAYALMASONDERMIND
Aetna Medicare AdvantageHEADWAY
AllegianceHEADWAYALMA
Alliance Coal Health PlanSONDERMIND
Anthem Blue Cross Blue Shield ColoradoHEADWAYSONDERMIND
Carelon Behavioral HealthHEADWAYALMA
Centivo Ellwood GroupALMASONDERMIND
CignaHEADWAYALMASONDERMIND
Cigna EAPHEADWAYALMA
ClaimDOCSONDERMIND
Confide Enhanced EAPALMA
CurativeHEADWAY
Denver Health Medical PlanSONDERMIND
Devoted Health Medicare AdvantageHEADWAY
FAIROS / OccuNetSONDERMIND
First Choice HealthSONDERMIND
Headspace EAP/CareSONDERMIND
Humana Medicare AdvantageHEADWAY
Johns Hopkins Health PlansALMA
Lucent HealthALMASONDERMIND
Medical MutualSONDERMIND
Partners DirectSONDERMIND
Resources for Living EAPALMA
Sana BenefitsSONDERMIND
Select HealthHEADWAYSONDERMIND
Select Health Colorado Medicare AdvantageHEADWAY
Simplified Benefits Administrators (SBA)SONDERMIND
UMR Monument Health PlanSONDERMIND
Unity Preferred Network (including Workers Comp)SONDERMIND
Velocity National Provider Network (including Workers Comp)SONDERMIND
✓Seeing an insurer listed here does not guarantee that every plan under that company is in network. Your specific coverage is checked before the first appointment.

How insurance billing works

Less guessing. More clarity before the first session.

Insurance can be confusing, so the goal here is to keep the process simple. The billing platform verifies benefits, handles claims, and provides an estimated session cost based on the information available for your plan.

1

Add your insurance

Enter your insurance information so your mental health benefits can be checked and an estimated cost can be shown.

2

Attend your session

After the appointment, the billing platform charges the expected amount to the payment method on file.

3

Your insurer finalizes the claim

If the final responsibility differs, the balance may be adjusted after the insurer processes the claim.

Copay
A fixed dollar amount you pay for a covered session.
Deductible
What you pay for covered care before your plan starts sharing costs.
Coinsurance
The percentage of a covered service you pay after the deductible applies.

Private-pay rates

Simple rates if you are paying out of pocket.

If you prefer not to use insurance, your plan is not one I am currently in network with, or you want a predictable private-pay option, these are the standard rates.

Initial intake
$150
60 to 90 minutes

Start with the full picture.

A comprehensive first session to understand what brings you in, what is happening now, and what you want therapy to accomplish.

Ongoing therapy
$140
55 minutes

The standard full session.

This is the session length I use most often for ongoing therapy and when we need enough time to do meaningful clinical work without rushing.

Ongoing therapy
$110
45 minutes

A shorter option when it fits.

A 45-minute session can make sense when that better fits your goals, schedule, or budget.

Good Faith Estimate: If you are uninsured or choose not to use insurance to pay for care, you have the right to receive a Good Faith Estimate of expected charges. If a bill is at least $400 more than your estimate, you may be eligible to use the federal dispute process. Learn more about your rights.

The practical details

Nothing important buried in the fine print.

Late cancellations & no-shows

My current policy is a $75 fee for cancellations with less than 24 hours’ notice and for no-shows. Cancellation fees are not covered by insurance.

HSA, FSA & payment methods

Depending on the billing platform and plan, you may be able to pay with HSA, FSA, or HRA funds, as well as common payment methods. Available options are confirmed during scheduling.

Invoices & superbills

Invoices and superbills may be available through the billing platform for your records or potential reimbursement, depending on your coverage and how your session is billed.

Cost before commitment

Your insurance benefits determine deductibles, copays, and coinsurance. An estimated session cost is shown before the appointment when the billing platform has that information.

Still have a billing or therapy question?Visit the FAQ →

Ready to see your options?

Check your benefits before you commit.

Your insurance eligibility and estimated session cost can be reviewed before your first appointment. Private-pay rates are also available.

Check Insurance & Book